People choose their insurance policies carefully based on numerous factors; not least of which are the benefits they would receive in the event they need to file a claim. Subscribers then rightfully expect their insurance company to adequately and efficiently back them up when something unexpected happens.
Insurance companies are required under Pennsylvania law to willingly pay claims properly and promptly. This means accepting and paying a valid claim in a reasonable amount of time. However, companies may be violating the law and the terms of their policies when they discount, delay or deny insurance claim payments.
Actions that could be considered insurance bad faith might include:
- Denying a valid claim
- Refusing to pay insurance benefits
- Terminating an insurance policy after a claim has been made
- Refusing to adequately defend a policyholder who is being sued
- Settling a claim for much less than it is worth
What can claimants do if they believe their insurance company acted in bad faith? It’s difficult for subscribers to determine if and how an insurance company violated their policy, but they should always follow their instincts. If something does not seem right with the outcome of a claim, an experienced bad faith insurance lawyer will be able to investigate further to determine what really happened.
Anapol Weiss holds insurance companies accountable when they fail to act in good faith. Our attorneys are leaders in multiple bad faith insurance class actions, and we have a track record of success obtaining justice for our clients.
Contact our firm to speak with a highly qualified insurance claim lawyer if you have been involved in an insurance dispute. We can investigate the situation and get the answers you need.
